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VIVA EXPENSE TRACKER

Money.
In perspective.

Viva Expense Tracker helps you manage money manually on iOS, Android and web. Track spending, bills and savings in one place.

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iOSAndroidWeb150+ currenciesFree to get started
A little more clarityYour month, understood.
Holiday fund72% of the way there
Illustrative interfaces · 150+ currencies supportedScroll to discover

Zero bank logins

We never request or store your banking credentials or card numbers.

Offline-ready

Queue supported changes on your device, then sync to your account when you reconnect.

Biometric protection

Secure your finances with device-native Face ID, Touch ID, or PIN passcodes.

Clear privacy information

Understand account storage, optional AI processing and deletion in our Privacy Policy.

THREE WAYS TO EXPLORE VIVA.

Your month.
Your day.
What’s next.

Start with your balances, explore a day’s spending, then check upcoming payments.

Skip to all features
01 / THE BIGGER PICTURE

Everything
comes into
focus.

Check balances across your accounts and compare them with your monthly spending.

02 / YOUR EVERYDAY

Every day.
Every detail.
In view.

Explore your cashflow calendar. Find the details behind your spending, one day at a time.

Receipt → expenseCoffee & a catch-upMVR 85.00Food & drinks · Today
03 / WHAT’S COMING NEXT

Life moves.
Stay a
step ahead.

Bring bills, subscriptions and recurring loans into one place. Know what’s due before it’s due.

Coming upInternet billMVR 650Due in 3 days
Designed to illustrate Viva · Sample data in MVR (150+ currencies in app)
All features
YOUR EVERYDAY MONEY, CONNECTED.Expenses & income✳Bills & subscriptions✳Savings & net worth
LESS MENTAL MATH. MORE PEACE OF MIND.

Tools for your
daily routine.

Choose how to enter transactions, organise payments and build your savings.

Know your everyday.

Log expenses and income, scan receipts with AI, or import a CSV statement. See your spending by category and keep your budgets in view.

Food & groceriesMVR 2,400
TransportMVR 850
Illustrative spending breakdown · Supports 150+ currencies

Plan around your payments.

Bills, subscriptions and recurring loans, together. See what’s due next and what’s available after your commitments.

A clearer view of the month ahead

Give your goals a home.

Build your Safety Net, save for something special, and track assets and liabilities for a fuller picture of your net worth.

Your next chapter

See the bigger picture, together.

Link with a partner for a shared view of household finances. Each person keeps control of their own records; savings stay personal.

Household synced · Savings stay private

Keep life moving.

Record supported changes offline and sync when you’re back online. Make Viva yours with light, dark and AMOLED themes.

Offline-ready queue · Light, Dark & AMOLED
YOUR TURN. TAKE VIVA FOR A SPIN.

Less digging.
More “got it.”

Tap around. Add a sample expense, pay a bill, or put a little toward your next goal. See how it all connects.

Browse all 6 screens or launch the live app.

Choose a screen to preview, or try an action below. This sample demo includes Pro access; the free plan has different features and limits. See current plan details in the app.

Viva dashboard preview with sample account balances and expenses

Interactive preview loads with JavaScript. Read the worked example or get Viva.

Explore six views · Follow a worked example

MEET VIVA AI

A little help
connecting the dots.

Explore your Spending DNA, get a monthly report, and ask questions about your spending. Viva AI turns the numbers you enter into a conversation you can understand.

Make sense of your moneyAI availability and usage limits depend on your plan. Review AI-generated results before using them.
Viva AIA fresh perspective on your money
Where did most of my money go this month?
Let’s look at the bigger picture.

Food & groceries is your largest spending category in this sample month, followed by transport.

Food & groceries48%

A category budget could help you keep this spending in view next month.

Illustrative conversation, not a live AI response
A FEW THINGS YOU MIGHT WONDER

Good questions.
Clear answers.

Talk to us
What is Viva Expense Tracker?

Viva Expense Tracker is a manual personal finance app for tracking expenses, income, account balances, bills, subscriptions, savings and net worth. It is available on iOS, Android and the web.

Where can I download Viva Expense Tracker?

Viva Expense Tracker is available on the App Store and Google Play. You can also use Viva Expense Tracker in a web browser.

Which currencies does Viva Expense Tracker support?

Viva Expense Tracker supports more than 150 currencies, including Maldivian rufiyaa (MVR), US dollars (USD) and euros (EUR). The website demo uses sample amounts in MVR.

Can I try Viva Expense Tracker without signing in?

Yes. The interactive website demo lets you explore six screens with sample data, including expenses, bills and savings. No sign-in is required for the demo. It includes Pro access; the free app plan has different features and limits.

Can I start using Viva Expense Tracker for free?

Yes. Viva Expense Tracker has a free plan, with Viva Pro available for additional features. Check the app for current plan details, usage limits and store pricing.

Does Viva Expense Tracker connect to my bank?

Viva Expense Tracker is a manual finance tracker. Add your own accounts and transactions, scan receipts with AI, or import supported CSV statements. Viva Expense Tracker does not require your bank login or full card numbers.

What can my partner see?

Link a partner to view supported household data, including expenses, income, bills and subscriptions. You can edit only your own records. Safety Net and savings goals remain personal to each user.

Can I use Viva Expense Tracker when I’m offline?

Supported changes can be queued offline and synced when you reconnect. You can check the app’s sync status to see whether changes are pending, syncing or synced.

How does Viva Expense Tracker handle my data?

Your account data is protected with database access controls. Optional AI features send the relevant prompts and context to AI providers. Read our Privacy Policy for the full details.

Viva app icon
TRACK. GROW. KEEP MOVING FORWARD.

Your next chapter
starts with a little clarity.

Make room for a calmer relationship with your money.

Download on theApp StoreGet it onGoogle Play
Prefer a bigger screen? Open Viva on the webFree to get started · Optional Viva Pro subscription